Vietnam Loan & Deposit Calculator
Calculate Vietnamese bank deposit interest, loan repayment (decreasing balance & equal monthly), with detailed amortization schedule.
Results are indicative. Actual rates vary by bank and time — verify before deciding.
How to use
Deposit
- Simple interest: paid at term end, doesn't compound. Standard for short-term Vietnamese deposits (1-12 months).
- Compound interest: monthly compounding — higher effective yield.
Loan
- Decreasing balance: pay more in early months as balance shrinks. Total interest is ~30-40% lower than equal-payment. Common for mortgages.
- Equal monthly (annuity): pay the same amount each month. Easier to budget but more total interest.
Note
Results are illustrative. Actual rates may differ due to promos and hidden fees. Doesn't account for early-termination fees or notary costs.
Related
- Compound Interest Calculator — long-term investing with monthly contributions
- Number to Words — for loan/deposit contracts
- Gross ↔ Net Salary
- Currency Converter
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